National Credit Act Webinar

About this Webinar

The National Credit Act 34 of 2005 (“NCA”) has fundamentally changed the regulation of consumer credit in South Africa by promoting responsible lending, protecting consumers and ensuring fairness within the credit industry.

This practical webinar provides legal practitioners and other professionals with a comprehensive understanding of the National Credit Act and its application in practice. The programme examines the legislative framework governing credit agreements, the responsibilities of credit providers and consumers, debt review procedures, reckless credit, enforcement mechanisms and the latest legal developments affecting consumer credit law.

Participants will gain practical guidance on advising clients, managing disputes, ensuring statutory compliance and reducing legal and commercial risk.

Learning Outcomes

• Interpret and apply the National Credit Act in practice.
• Identify reckless lending and legal consequences.
• Advise clients on consumer rights and debt review.
• Understand the role of the National Credit Regulator and Tribunal.
• Analyse recent case law and legislative developments.
• Apply best practices for compliance and dispute management.

Topics Covered

• National Credit Act framework and objectives
• Credit agreements and statutory requirements
• Mandatory pre-litigation procedures
• Debt review and debt reorganisation
• Reckless credit and affordability assessments
• Responsibilities of credit providers
• Consumer rights and legal remedies
• National Credit Regulator and Tribunal
• Credit enforcement proceedings
• Recent case law and practical developments

Benefits of Attending

• Gain a practical understanding of the National Credit Act.
• Strengthen legal advisory and compliance skills.
• Navigate debt review and enforcement procedures confidently.
• Improve risk management and dispute resolution strategies.
• Understand recent legal developments affecting consumer credit.
• Earn valuable CPD knowledge aligned with LSSA standards.

Presenter

Who Should Attend?

• ⚖️ Attorneys, Advocates and Candidate Legal Practitioners
• 💳 Credit Providers, Banks and Financial Institutions
• 🤝 Debt Counsellors and Debt Collection Professionals
• 🏢 Compliance, Risk and In-house Legal Professionals
• 🎓 Law Graduates and anyone involved in Consumer Credit Law

Webinar Details

Registration Fees (Including VAT)

How to Register

1. Pay via EFT using the LSSA banking details.
2. Complete the online registration form and upload your proof of payment (PDF).
3. Receive confirmation by email.
4. Your Microsoft Teams link and course material will be emailed approximately 24 hours before the webinar.

Important Information

• The webinar will be presented online via Microsoft Teams.
• Participants must register individually using their own email address.
• No recordings or PowerPoint presentations will be shared.
• Course material and the Teams link will be emailed approximately 24 hours before commencement.
• No cancellations will be accepted after course material has been distributed.
• LSSA reserves the right to postpone or cancel the webinar should circumstances require.